All Episodes

Ep 13 · · 00:00 · life-after-work

Smokin Sound Introduction

Ep 12 · Jul 22, 2026 · 42:10 · life-after-work

The First 90 Days of Retirement

What changes the moment the paycheck stops — cash flow, routine, and the mistakes that cost the most early on.

Ep 11 · Jul 15, 2026 · 38:47 · retirement-finances

Social Security Timing, Plainly Explained

Claim at 62, 67, or 70? We run the real numbers and talk about who actually benefits from waiting.

Ep 10 · Jul 8, 2026 · 45:03 · retirement-finances

Drawdown Without Panic

Building a withdrawal order across taxable, tax-deferred, and Roth accounts so a bad market year doesn't wreck the plan.

Ep 09 · Jul 1, 2026 · 36:29 · health-medicare

Medicare, IRMAA, and the Surprise Bill

The income cliff nobody warns you about, and how a single Roth conversion can quietly raise your premiums.

Ep 08 · Jun 24, 2026 · 40:55 · life-after-work

Second Acts: Work That Isn't a Job

Consulting, teaching, and small ventures — what retirees are actually doing with the hours they got back.